About Us | Stonewell Financial Management

The Firm

Planned together, not in pieces

Most people's finances are handled in pieces. One person manages the investments. Someone else prepares the return. A third sells the policy. None of them talk to each other, and none of them see the whole picture.

That's where things drift out of alignment. A portfolio decision that looks right on its own creates a tax bill nobody planned for. Coverage gets bought that duplicates protection already in place. Each piece is defensible by itself, and together they work against you.

Stonewell Financial Management was built the other way around. Investments and retirement are planned together, and tax strategy is coordinated directly with an independent enrolled agent rather than left as someone else's problem in April. That coordination is the point — it's what the firm is organized around.

Stonewell is an independent firm based in Meridian, Idaho, working with clients locally and remotely. Client assets are held at Charles Schwab, which serves as custodian.

Who You'll Work With

The people behind Stonewell

Joe Schneider

Financial Advisor · Founder

Joe Schneider's background is in economics, which is where his interest in investing began. The two are difficult to separate. Understanding how markets behave starts with understanding the forces underneath them, and that grounding shapes how he approaches a portfolio.

The analytical work is only half of it. The other half is the relationship — knowing a client's circumstances well enough to catch a problem while it is still small, and staying with them long enough to see decisions through. Joe thinks of the work the way a physician thinks about long-term care: the value is in continuity, not in any single appointment.

Joe lives in Meridian, Idaho. He plays tennis, is an active member of his church, and spends most of his free time outdoors.

As an investment adviser, Stonewell Financial Management acts as a fiduciary — putting client interests first with respect to the advisory services it provides.

Zach Kim, MBA, EA

Enrolled Agent · Kim Financial LLC

Zach Kim is an IRS Enrolled Agent and the founder of Kim Financial LLC, working with high-income professionals, business owners, and individuals whose financial lives have grown complicated. His work goes past preparing an accurate return — it's helping clients see how decisions made during the year affect taxes, cash flow, and long-term goals.

He and Stonewell work together where those decisions overlap — a Roth conversion, a business sale, a year with unusual income — so the tax side and the planning side arrive at the same answer.

Outside of work Zach skis, backpacks, fishes, plays volleyball, and is active in his church and local community.

Zach Kim is an independent tax professional and is not an employee, agent, or affiliate of Stonewell Financial Management. Kim Financial LLC provides tax and related advisory services independently, under its own engagement and fees, while Stonewell remains responsible for investment advisory services. Stonewell Financial Management does not prepare tax returns or provide tax advice.

Schedule a Conversation